Milk Advance

Access Part of Your Tea Proceeds Early 

Sky Kilimo Chai Advance provides short-term financial support to tea farmers who channel their tea proceeds through their Skyline SACCO FOSA accounts. 

The facility enables eligible members to access part of their expected tea proceeds before the final payment is received. 

Skyline Sacco   Shepherds Loan

Product Features 

  • Access an advance of up to half of the previous month’s verified net milk proceeds
  • Available to dairy farmers supplying produce through an approved marketing society
  • Based on certified milk deliveries and expected proceeds
  • Processed promptly after confirmation and approval by the marketing society
  • Subject to income verification, affordability and applicable credit-appraisal requirements

Eligibility Requirements

To qualify, you must: 

  • Be an active Skyline SACCO member
  • Maintain an active FOSA account
  • Have channelled milk proceeds through the FOSA account for at least one month
  • Supply milk through an approved marketing society
  • Have your milk deliveries and expected proceeds verified and approved by the marketing society
  • Meet the applicable affordability and lending requirements

Savings Products

Do you want to apply for a loan?

Access Your Tea Proceeds When You Need Them 

Meet your immediate financial needs while awaiting payment for tea already delivered. 

Apply through your tea factory or society or visit your nearest Skyline SACCO branch for assistance.